![]() ![]() Travel Budget Template: Vertex 42 Key Takeaways FAQ Sources Wedding Budget Worksheet: Bridal Musings 32. College Budget Template: College Life Made Easy 30. Teen Budget Worksheet: Family Education 29. Couples Budget Template: Light by Lemon 28. Family Budget Template: Wondermom Wannabe 26. Household Budget Template: Stay-at-Home Mum 25. Savings Tracker Template: Light Room Presets 24. Bill Organizer Budget Spreadsheet: Samplewords 22. Small Business Budget Template: Smartsheet 19. Financial Planner Template: Printable With Lisa 17. Printable Budget Planner: Moritz Fine Designs 15. Cute Budget Template: Printable Crush 13. Beginner Budget Template: Savor and Savvy 12. Excel Personal Budget Template: Vertex 42 9. Google Sheets Budget Template: Aspire Budgeting 8. Bi-weekly Budget Template: Jren Digital 6. Simple Monthly Budget Template: Bobbi Printables 5. Spending Comparison Spreadsheet: Life and My Finances 4. Weekly Budget Template: Life and My Finances 3. Printable Monthly Budget Template: Life and My Finances 2. Home Budget - Our original selection of home budget worksheets.Why Do You Need a Monthly Budget Template? 1.Family Budget Planner A yearly budget planner, with the same categories as the household budget spreadsheet.Household Budget Spreadsheet (monthly) - More detailed and includes child expenses.Personal Budget Spreadsheet The 12-month version of the above spreadsheet.Money Manger - A more advanced budget management tool for Excel. ![]() After making a change, you should check the formulas to make sure they are still correct. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: You need to be careful when adding or removing categories, to avoid messing up the formulas used for calculating the totals. The Monthly Budget Summary table in the upper right of the worksheet totals up all your income and expenses and calculates your Net as Income minus Expenses. So, if you spend more than you budgeted for, the value in the Difference column will be red - to help it stand out as a warning. The spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red - red means bad in this case. The calculations in the "Difference" column are set up so that negative numbers are bad. Using the Personal Monthly Budget Template See our articles Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting. ![]() At the end of the month, you record in the "Actual" column how much you really spent during the month.įor a more detailed set of budget categories, see the Household Budget worksheet. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the "Budget" column. The purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses. Some numbers are included in the Home Expenses category as an example, but you'll want to replace those numbers with your own. To use this template, just fill in numbers that are highlighted with a light-blue background (the Budget and Actual columns). ![]()
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